Ahmad Mohammed, S., and I. H. Izdihar Hadi. “Evaluate the Extent of Financial Literacy on Cryptocurrency: An Exploratory Study of Managers and Owners Opinions from Sample of Companies and Forex Offices in Kurdistan Region”. Academic Journal of Nawroz University, vol. 10, no. 2, May 2021, pp. 113-36, doi:10.25007/ajnu.v10n2a1029.